Is AARP Worth It?

Although some folks might try to resist the aging process, one of the benefits of reaching a certain age is the ability to join AARP (formerly the American Association of Retired Persons). If you’re just joining this organization because of the potential discounts that can be received, then you might be disappointed by the $16 annual membership fee. Many businesses offer senior discounts that can be found with an AARP membership. There are, however, a number of additional benefits that come with a membership that cannot be overlooked.

It all begins with the level of political clout that can be achieved. For a $16 fee, it can be difficult to find any other organization that represents a solid voice in modern politics. AARP lets seniors be able to have their opinions expressed to the people who matter and millions are spent by the organization to lobby for seniors’ rights that no other organization is doing right now. In other words, the discounts are a nice perk, but the lobbying opportunities are the #1 reason to join.

Here are some of the other considerations to think about if you’re deciding whether or not to join AARP today:

How old do you have to be to join AARP?

As long as you are the age of 50 or older, you have the ability to join AARP for $16 annually. Although the AARP age applies to family members as well, spouses or partners are automatically included in the membership. You can join AARP online right now and receive your membership number immediately. You’ll then receive a full membership packet in the mail about 5-7 business days afterward.

What other benefits come with an AARP membership?

Is AARP worth it? That’s a common question that is asked by those considering a membership. Many people enjoy the health and lifestyle newsletters that come in their email on a regular basis. They’re filled with tips on how to make the most of senior life. An AARP magazine subscription is also included, which covers everything from investment advice to movie reviews. Add in the discounts and the lobbying features and many seniors find that their $16 that is spent every year has a lot of value to it.

Why should I join AARP?

This is a question that must be asked on a personal level. Many seniors join because they want to take advantage of the discounts that are offered. A majority of seniors also enjoy having a voice with their government thanks to AARP’s lobbying efforts. The fact is that AARP offers a wide range of special products and unique benefits that has one goal: to enhance the quality of life as people age. They are a nonprofit group, offer a nonpartisan membership, and will put members into a direct network that includes 76 million people.

Is AARP local? Or is it just a national organization? AARP prides itself in providing seniors access to local community services that can improve their quality of life. There are local chapters of AARP in many communities that will provide people above the age of 50 with the chance to network effectively with one another. There’s also driver safety courses that are offered at local levels so seniors can learn how to adapt to their changing bodies. AARP also has a national volunteer network that gets involved with local chapter projects all of the time.

What discounts are offered by AARP?

Automobile insurance discounts are one of the best benefits that seniors are attracted to receiving. Members of AARP can also receive homeowner’s insurance discounts, travel discounts, and other services from the organization. Members also receive access to health insurance, which is especially beneficial for those who may not have qualified for a Medicare plan as of yet because of their age.

Does AARP work to protect Medicare and Social Security? Absolutely. AARP is one of the most consistent voices in Washington DC that stands up for the rights of seniors. A majority of the US national debt isn’t held by foreign nations. It’s money that has been borrowed by other government budgets from the Social Security program. Without AARP, there wouldn’t be any strong voices that stand up for these helpful programs and it is very possible that they could be financially gutted, leaving retirees with no place to turn. For just $1.34 per month, that’s a pretty good deal.

Free gifts are frequently offered for new members. Many new members of AARP are offered a free gift as a way to thank them for their membership. All new members need to do in order to take advantage of this offer is to register their email address and sign up for membership alerts. Most free gifts are shipped out to the address on record in 4-6 weeks.

What is the AARP membership age for their More program?

All members have the opportunity of changing their standard membership to the More membership that is being tested by AARP. Members just need to be at least 50 years of age to participate in this program. The main benefit that More members receive is a 5% discount that applies to Walgreen branded purchases. Unlike other discount programs, however, the 5% discount is put onto the next purchase that is made at the store.

What is the AARP benefits statement?

One of the exciting new features of an AARP membership is that a full accounting statement of the benefit discounts that members have received throughout the year has become available for review. This statement can be accessed online and may also be sent to your home address if you prefer. Not all members are receiving the benefits statement as of yet because it is being tested in specific geographic areas, but those who have received them are enjoying what they are getting. It’s an easy way to see if your AARP membership is paying for itself.

Can I get discount cards that can be used at other retailers besides Walgreens? Absolutely. AARP offers all members the chance to save on many of their expenses that the encounter every day. You can save 10% on pre-paid cards to stores like Macy’s, while members can also save 3% on their fuel purchases with a pre-paid fuel card. Even a 4% discount on Safeway purchases is available, which can help seniors be able to make their food dollars stretch further.

AARP does not provide customer support for pre-paid cards. This might be the one of the cons of AARP membership. Members with pre-paid cards that need customer service help must contact the organization directly for assistance.

AARP discount card

Some folks may feel that the programs of AARP or the organization’s politics are too one-sided for their tastes. Many people canceled their AARP memberships in the 1980s when the organization lobbied to stop a catastrophic healthcare plan from being added to Medicare. It was something that would have driven up Medicare premiums of those who had higher levels of income, but was also something that lower income AARP members wanted as an overall majority.

It can be difficult to get a bad taste out of one’s mouth. This is especially true if a family or household feels like it was directly targeted by an organization. Now, however, is the perfect time to give AARP a second look if you haven’t done so in a number of years. Here’s why.

  • The discounts that are being offered are expanding. Some discounts are as high as 15% on every purchase made without limit.
  • The organization is moving towards a centric position of protecting all senior rights instead of just a few.
  • Pre-paid cards can make everyday items cheaper than ever before, which means members can literally save thousands of dollars for just $16 per year.

How old to join AARP again?

You need to be at least 50 years of age in order to join AARP. You don’t have to already be retired to join the organization. Family members can take advantage of the benefits if you are a member, even if they are not of a qualifying age, because you can purchase the discounted pre-paid cards or enroll in automobile insurance to cover family members.

There really isn’t an easier way to make sure that all of the benefits of aging get put underneath one umbrella. From healthcare to prescription assistance, AARP members get the information they need to make life great while being able to save money at the same time. Members can even go out to eat at restaurants and receive discounts on menu items.

If you’re ready to live the good life, then make today be the day that you consider joining AARP. At just $1.34 per month, it’s a small price to pay for so many benefits. With a More membership, just one purchase at Walgreens can pay for your membership every month. That’s real value that is difficult to ignore in today’s world.

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