If you are planning to retire soon, you may be looking at the days ahead and wondering what am I going to do with myself? For some, the question is simply a matter of having extra time, as they look at moving from a life of 40-hours, 5-days a week to a life of leisure. Others look at the bills they have to pay each month and realize that Social Security and pension may not be enough to pay everything and still have something left for the weekend, the grandkids, or those dreamed-of trips. For these and many other reasons, jobs for retirees are so important.
What Jobs After Retirement Are Out There?
The good news is whether you want to supplement your retirement income or just have something to do a few days a week, many jobs for retirees are waiting for you in your own city and your own neighborhood. Here are just some of the types of opportunities available to you.
Retail services offer many opportunities for retirees. Some retailers look for part-time workers year-around. Others seek only seasonal workers on a part-time basis. You can work at your local grocery or big-box store, major mall, or your neighborhood shopping outlets. By researching the stores that you apply to, you can choose a job that will be high-traffic, with lots of opportunities to interact with others, or with a small clientele and relaxing. Many retail jobs are minimum wage or a little higher, so the earnings potential tends to be lower. The good news is that these wages tend to be enough to supplement most Social Security and Pension payments. If you are depending on Medicare and concerned about income guidelines, this type of work can help you balance your income needs and Medicare requirements.
The other attractive quality of retail work for retirees is that retailers tend to look for retirees to hire. They know that these workers will stay in a job they are happy with, they are experienced in the workforce, so reliable, and they will tend to not seek out more hours or compromise their schedules by moonlighting. All of this and a positive attitude mean that it is incredibly easy for most retirees to find work in almost any retail outlet.
Bookkeeping and Personal Assistant
Because companies cannot always afford to hire fulltime bookkeepers, this is the perfect job for those retiring from business fields. If you have worked in the financial industry, then a job as a bookkeeper may be ideal for you. Depending on the complexity of bookkeeping a company requires, you may need to have a CPA certification. If you already have it, or are willing and able to obtain it, then you will find many opportunities.
If you have administrative experience, then working as a personal assistant may be the ideal job after retirement. Your years of experience will help you organize the day for people from busy mothers to entrepreneurs. As with bookkeeping, these jobs tend to be part-time, with hours depending on you and your client’s needs.
One of the few guarantees in life is taxes. If you have a background in the financial industry or bookkeeping, that is a benefit if you seek work as a tax preparer, but it is not required. Most tax-preparation companies include full training as one of their benefits. This work tends to be seasonal part-time, going from January to April every year, which leaves you the summer and winter for trips and any grandchildren.
Sports and Recreation
If you love sports and leisure, then many job opportunities are available to you. Convention centers tend to look for part-time workers, since the hours will be focused on event times. The type of work varies, from box office, parking attendant, and ushers. These types of jobs tend to be minimum wage or a little higher, so they are good for supplemental income. If your city hosts a sports team, you could consider part-time seasonal work with them at the box office, ushering, or working in the parking lot as well.
If you have a lot of knowledge of your city and its landmarks and museums, you may want to consider working as a tour guide. These positions also tend to be part-time, so they are perfect for retirees. As with convention center jobs, the pay varies, from minimum wage to higher, so they can be good for generating supplemental income.
Working for Schools and Universities
Sports lovers may want to consider working as a coach, umpire, or referee at the local middle school or high school. The hours and pay will depend on what position you are seeking. A referee or umpire will only be working during weekend games, so a few hours a week with lower earnings. A coach may be needed 3-5 days a week and for weekend games and will have a higher earning potential. If you are considering coaching for your local school, research the job requirements so that you can prepare if any special education or course work is necessary.
If you enjoy working with children one-on-one, you could consider becoming either a teacher or a teacher’s aide. Being a teacher is a full-time career, but you will have summers off. If you want to be a teacher’s aide instead, you can expect either full-time or part-time work depending on the needs of the classroom. Most teacher’s aides are available 3-5 days a week, for half or full days. For both of these positions, some course work in childhood education may be required, so it is important to plan before your retirement.
You could offer your services as a counsellor or a tutor at the local university or community college as well. Career counsellors and tutors with years of experience are always valuable. If you have a background in a career that requires research, you may be able to join a research team at the university part time. Many departments enjoy hiring part-time workers for their office as counsellors and guides who have experience in fields related to the department’s study.
Staying in the Field
Some people decide to retire slowly. Taking advantage of a phased transition to retirement allows you more time to build up a savings before having to rely solely on Social Security and Pension. Some employers may allow you to stay on part time after you retire, either to help train new workers or continue your previous work. It is important that you determine the impact of staying with the company part time on receiving your retirement and pension account payments.
You could also consider staying in the field and working as a consultant. Your years of experience in the financial, entertainment, publishing, or customer service industry will become your expertise as you help companies learn to navigate ever-changing environments. As a consultant, you set your hours, working as many or as few as you want. Consultants tend to be paid well, allowing you to not only supplement your income, but continue to build up savings for the later years as well.
Customer Service and Government Jobs
Customer service offers you many part-time opportunities. These types of jobs tend to pay a little more than minimum wage, making them ideal for both supplemental income and saving. Your years of experience in the work force will make you an ideal candidate, especially if you have customer-facing experience. Some companies also offer work-from-home opportunities, making the idea of working customer service even more attractive.
One concern that many retirees have in returning to the work force is facing age discrimination. While many companies are more open now than ever before to welcoming retirees, a few rejections can make your job search disheartening. As a result, many retirees look to government jobs at the city, state, and federal level. Age discrimination tends to be lower than the private sector, and your experience in the private sector may be a boon in your search. Many government positions are part-time and the pay is comparable to most private sector jobs.
Selling Your Thoughts and Talents
Do you have a special trade skill or a talent? If you are retiring from a career as a handyman, lawn expert, plumber, or any other hands-on trade, consider offering your services in your community. If your neighbors need someone to fix a leaky faucet or repair the washer and dryer, they could call a repair company, or they could look to you. By providing your services locally, you can set your own hours, generate supplemental income, and offer rates that save money.
Many people dream of writing the Great American Novel, and for them retirement is the perfect time to do so. Your book could be anything from a personal memoire to advice about navigating the field you worked. If you like the idea of writing, but a novel seems daunting, consider a blog to showcase your knowledge and expertise instead. You can generate income through ad revenue or by selling products from your site related to your topic. For example, if you are retiring from the banking industry, you can create mugs with snippets of advice from your weekly posts.
If you are a crafter, you can use the internet to help you sell the things that you make. Everyone loves handmade items, and there is always a reason to give gifts, no matter the time of year. Consider investing in supplies for your craft and offering items through a blog or one of the many online outlets designed to help people sell crafts and products, such as Ebay, Etsy, or Amazon.
Non-Profits and Volunteer Work
Because of their reliance on donations, non-profit groups tend to only be able to afford to hire part-time workers. As a result, this can be a good place for retirees to look for work. The pay is lower than other private sector jobs involving customer service or office work, but it is still good for generating supplemental income. You will also be helping a good cause or your community.
If you are wanting to work not for supplemental income, but just to have something to do in the community, consider offering your services to a non-profit group as a volunteer. You will be helping the group by lowering their administrative costs while providing yourself with an activity and giving to the community around you. Whether you are being paid or working as a volunteer, your years of experience will be a boon.
Plan Ahead for the Best Retirement Jobs
Whatever you decide to do after your retirement, it is important to plan. While you should consider your pension, Social Security, and other retirement income, it is also important to look at what you may need to do in order to work after retirement. Some options may require education or certifications, which will cost money. As you prepare for retirement, consider evening and weekend classes to prepare for those types of jobs.
Take stock of your experiences over the year so that you know what you will bring into a potential job interview. If you plan on taking on a job such as consulting, counselling, or tutoring, taking stock of your experiences and learned skills will help you prepare to position yourself. You will also learn what areas to focus on when you are working so that you are efficient and deliver quality work to your clients that will bring new clients.
When you reenter the workforce after retirement, do not forget the importance of simple budgets and balancing. Make sure that your chosen work will not create more expenses than you already have. If moving into a new community is part of your retirement plan, make sure that you will have access to the types of jobs you want to pursue after retirement. Research your new community to see what options are available to you.
There are many jobs for retirees waiting for you to find them. Whatever your goal after retirement, with a little research and planning, you will find the one that is right for you.